XGD.Inc has been named "Outstanding Financial Technology Influential Enterprise of the Year" at the 2026 Financial Development Forum and 14th Outstanding Financial Enterprises Awards, hosted by Economic Observer.
The Outstanding Financial Enterprise Best Practices initiative recognizes leading industry practices that support the real economy, strengthen financial risk management, and advance financial reform. XGD.Inc stood out for its sustained innovation in financial technology and its contributions to the wider industry. The recognition affirms the company's overall capabilities and highlights its growing influence across the financial technology sector.
Expanding Global Reach Through Payment Hardware Innovation
Since developing one of the world's first wireless POS terminals to receive PCI certification, XGD.Inc has continued to advance hardware innovation alongside cloud services, using payment devices as a gateway to bring its technology to markets worldwide. In the first half of 2026, the company's electronic payment device business generated revenue of RMB 756 million, up 38.74% year on year.
XGD.Inc continues to expand into high-end international markets while accelerating the development of its NEXGO CLOUD platform. With more than one million terminals connected, the platform supports an integrated offering that combines intelligent hardware with cloud-based services. The company is also advancing the commercialization of innovative SoftPOS solutions.
To date, XGD.Inc has shipped more than 50 million electronic payment devices cumulatively, ranking among the world's top 10 providers for multiple consecutive years. Its payment hardware sales and services reach more than 100 countries and regions. The company has also established local operating teams in key markets, including the United States, Luxembourg, and India, further strengthening its global presence.
Strengthening Payment Services and Building a Global Payments Network
Payment services form a cornerstone of XGD.Inc's business and serve as a key channel through which the company delivers its financial technology capabilities to the broader market.
In China, XGD.Inc's acquiring and value-added services business continued to grow steadily. In the first half of 2026, the segment generated revenue of RMB 1.165 billion, up 23.38% year on year, while transaction volume reached RMB 897.3 billion, an increase of 24.32%. By serving a broad base of small and medium-sized merchants, XGD.Inc continues to support the real economy through reliable payment services.
Internationally, PayKKa, XGD.Inc's cross-border payment brand, continues to enhance its service capabilities through a multi-currency account system and an expanding acquiring network. Its alternative payment method (APM) offerings cover three major regions—Europe, Asia-Pacific, and Latin America—providing merchants with broader access to local payment methods.
XGD.Inc holds a Payment Institution (PI) license in Luxembourg, a Money Service Operator (MSO) license in Hong Kong, and a Money Services Business (MSB) license in the United States. As the only payment technology company listed on China's A-share market to hold a Luxembourg PI license, XGD.Inc has established a strong compliance foundation for its global operations. In the first half of 2026, its cross-border transaction volume exceeded RMB 3.6 billion, supporting reliable and efficient international trade.
Advancing AI Innovation to Unlock Digital Value
XGD.Inc is building an integrated AI capability spanning technology development, product iteration, and commercial deployment. By embedding artificial intelligence into real-world applications—including risk control, merchant operations, and platform services—the company is translating technological innovation into tangible business value.
Its subsidiary JLPay continues to upgrade its intelligent merchant review models, using AI to strengthen risk management and reinforce compliance. The company has also developed "AI Jia," an intelligent assistant that provides small and medium-sized merchants with digital tools for onboarding, customer support, and business analytics, helping lower the barriers to digital operations.
In addition, the launch of Guduo Cloud AI Payment Skill has helped drive a nearly 30% year-on-year increase in transaction value on the Guduo Cloud platform. Through practical applications that improve risk control, empower merchants, and support business growth, AI is becoming a key driver of XGD.Inc's innovation and a replicable example of digital transformation in the financial technology industry.
The Outstanding Financial Enterprise Best Practices initiative evaluates companies across key dimensions, including business performance, compliance and risk management, technological innovation, and cross-border finance. For XGD.Inc, lasting influence is built not on short-term performance fluctuations, but on a solid business foundation, sustainable growth, practical innovation, and a firm commitment to compliance.
Looking ahead to China's 15th Five-Year Plan period (2026–2030), XGD.Inc will continue to leverage payments as its entry point, technology as its enabler, and compliance as its foundation. By supporting the real economy and contributing to the continued evolution of the financial sector, the company aims to create lasting value through payment technology and strengthen its role in the industry's high-quality development.
